/* ============================================
   FINSCALE SOLUTIONS — Main Stylesheet
   Navy: #1e3a4f | Green: #5a9e8f / #3d7a6a
   ============================================ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:        #1e3a4f;
  --navy-dark:   #142a3a;
  --navy-light:  #2a4d66;
  --green:       #5a9e8f;
  --green-dark:  #3d7a6a;
  --green-light: #eaf4f1;
  --white:       #ffffff;
  --off-white:   #f7f9fb;
  --text:        #2d3748;
  --text-light:  #64748b;
  --border:      #e2e8f0;
  --font:        'Inter', sans-serif;
  --font-serif:  'Merriweather', serif;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}

.container {
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 28px;
}

/* ---- TYPOGRAPHY ---- */
h1 { font-size: clamp(2rem, 4.5vw, 3rem); font-weight: 700; line-height: 1.15; color: var(--navy); }
h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); font-weight: 700; color: var(--navy); }
h3 { font-size: 1.15rem; font-weight: 600; color: var(--navy); margin-bottom: 10px; }
p  { color: var(--text-light); line-height: 1.75; }

.accent { color: var(--green); }

.eyebrow {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--green);
  margin-bottom: 10px;
}
.eyebrow-light { color: rgba(255,255,255,0.7); }

/* ---- BUTTONS ---- */
.btn {
  display: inline-block;
  padding: 12px 26px;
  border-radius: 7px;
  font-weight: 600;
  font-size: 0.95rem;
  text-decoration: none;
  cursor: pointer;
  border: 2px solid transparent;
  transition: all 0.2s ease;
  font-family: var(--font);
}
.btn-primary { background: var(--green); color: var(--white); border-color: var(--green); }
.btn-primary:hover { background: var(--green-dark); border-color: var(--green-dark); }
.btn-white { background: var(--white); color: var(--navy); border-color: var(--white); }
.btn-white:hover { background: var(--off-white); }
.btn-lg { padding: 15px 34px; font-size: 1rem; }
.btn-full { width: 100%; text-align: center; display: block; }

/* ---- NAVBAR ---- */
.navbar {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 14px 0;
  box-shadow: 0 1px 4px rgba(0,0,0,0.06);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.nav-logo { height: 80px; width: auto; }
.nav-links {
  display: flex;
  gap: 32px;
}
.nav-links a {
  text-decoration: none;
  color: var(--text);
  font-size: 0.9rem;
  font-weight: 500;
  transition: color 0.15s;
}
.nav-links a:hover { color: var(--green); }

/* ---- HERO ---- */
.hero {
  background: var(--off-white);
  padding: 80px 0 90px;
  border-bottom: 1px solid var(--border);
}
.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.hero-text h1 { margin-bottom: 18px; }
.hero-sub {
  font-size: 1.05rem;
  color: var(--text-light);
  margin-bottom: 28px;
  max-width: 460px;
}
.hero-bullets {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.hero-bullets li {
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--navy);
}

/* ---- FORM CARD ---- */
.hero-form-wrap { display: flex; }
.form-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 36px 32px;
  box-shadow: 0 4px 24px rgba(30,58,79,0.1);
  width: 100%;
}
.form-card h3 { font-size: 1.25rem; color: var(--navy); margin-bottom: 6px; }
.form-subhead { font-size: 0.88rem; color: var(--text-light); margin-bottom: 24px; }

.lead-form { display: flex; flex-direction: column; gap: 14px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-group { display: flex; flex-direction: column; gap: 5px; }
.form-group label { font-size: 0.82rem; font-weight: 600; color: var(--navy); }

.lead-form input,
.lead-form select,
.lead-form textarea {
  width: 100%;
  padding: 11px 14px;
  border-radius: 7px;
  border: 1.5px solid var(--border);
  background: var(--white);
  color: var(--text);
  font-family: var(--font);
  font-size: 0.93rem;
  outline: none;
  transition: border-color 0.2s;
}
.lead-form input:focus,
.lead-form select:focus { border-color: var(--green); box-shadow: 0 0 0 3px rgba(90,158,143,0.12); }
.lead-form select { color: var(--text); cursor: pointer; }

.form-note {
  font-size: 0.78rem;
  color: var(--text-light);
  text-align: center;
  margin-top: 4px;
}

/* ---- THANK YOU STATE ---- */
.thank-you {
  text-align: center;
  padding: 40px 20px;
}
.ty-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--green);
  color: var(--white);
  font-size: 1.8rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}
.thank-you h3 { font-size: 1.4rem; margin-bottom: 10px; }

/* ---- VALUE STRIP ---- */
.value-strip {
  background: var(--navy);
  padding: 22px 0;
}
.value-strip-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  flex-wrap: wrap;
}
.value-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--white);
  font-size: 0.88rem;
  font-weight: 500;
  padding: 8px 28px;
}
.value-icon { color: var(--green); font-size: 0.7rem; }
.value-divider {
  width: 1px;
  height: 24px;
  background: rgba(255,255,255,0.2);
}

/* ---- SECTIONS ---- */
.section { padding: 90px 0; }

.section-navy {
  background: var(--navy);
}
.section-navy h2, .section-navy h3 { color: var(--white); }
.section-navy p { color: rgba(255,255,255,0.65); }
.section-navy .eyebrow { color: var(--green); }

.section-green {
  background: var(--green-dark);
}
.section-green h2, .section-green h3 { color: var(--white); }
.section-green p { color: rgba(255,255,255,0.75); }

.section-header {
  text-align: center;
  max-width: 620px;
  margin: 0 auto 56px;
}
.section-header h2 { margin-bottom: 12px; }

/* ---- LOAN CARDS ---- */
.loan-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.loan-card {
  position: relative;
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: 14px;
  padding: 36px 28px;
  transition: box-shadow 0.2s, transform 0.2s;
}
.loan-card:hover {
  box-shadow: 0 8px 32px rgba(30,58,79,0.12);
  transform: translateY(-3px);
}
.loan-card--featured {
  border-color: var(--green);
  box-shadow: 0 4px 20px rgba(90,158,143,0.15);
}
.loan-badge {
  position: absolute;
  top: -13px;
  left: 28px;
  background: var(--green);
  color: var(--white);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 20px;
}
.loan-icon {
  color: var(--green);
  margin-bottom: 20px;
}
.loan-card p { font-size: 0.93rem; margin-bottom: 20px; }
.loan-link {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--green);
  text-decoration: none;
  transition: color 0.15s;
}
.loan-link:hover { color: var(--green-dark); }

/* ---- HOW IT WORKS ---- */
.steps {
  display: flex;
  align-items: flex-start;
  gap: 0;
  justify-content: center;
}
.step {
  flex: 1;
  text-align: center;
  padding: 0 20px;
  max-width: 220px;
}
.step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  border: 2px solid var(--green);
  color: var(--green);
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 18px;
}
.step h3 { font-size: 1rem; margin-bottom: 8px; }
.step-arrow {
  font-size: 1.4rem;
  color: rgba(255,255,255,0.25);
  padding-top: 16px;
  flex-shrink: 0;
}
.steps-cta {
  text-align: center;
  margin-top: 52px;
}

/* ---- INDUSTRIES ---- */
.industry-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}
.industry-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 18px 20px;
  border-radius: 10px;
  border: 1.5px solid var(--border);
  background: var(--off-white);
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--navy);
  transition: border-color 0.2s, background 0.2s;
  cursor: default;
}
.industry-item:hover {
  border-color: var(--green);
  background: var(--green-light);
}
.industry-icon { font-size: 1.3rem; }

/* ---- PARTNER SECTION ---- */
.partner-inner {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 60px;
  align-items: center;
}
.partner-text h2 { color: var(--white); margin-bottom: 14px; }
.partner-text p { margin-bottom: 28px; }
.partner-leaf {
  width: 140px;
  opacity: 0.25;
}

/* ---- FOOTER ---- */
.footer {
  background: var(--navy-dark);
  padding: 52px 0 0;
}
.footer-inner {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer-brand { max-width: 280px; }
.footer-logo { height: 44px; width: auto; margin-bottom: 14px; filter: brightness(0) invert(1); }
.footer-brand p { font-size: 0.88rem; color: rgba(255,255,255,0.45); }
.footer-links {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-links a {
  text-decoration: none;
  color: rgba(255,255,255,0.55);
  font-size: 0.88rem;
  transition: color 0.15s;
}
.footer-links a:hover { color: var(--green); }
.footer-bottom {
  display: flex;
  justify-content: space-between;
  padding: 20px 0;
}
.footer-bottom p { font-size: 0.78rem; color: rgba(255,255,255,0.3); }

/* ---- RESPONSIVE ---- */
@media (max-width: 960px) {
  .hero-inner { grid-template-columns: 1fr; }
  .loan-cards { grid-template-columns: 1fr; max-width: 480px; margin: 0 auto; }
  .steps { flex-wrap: wrap; justify-content: center; }
  .step-arrow { display: none; }
  .step { min-width: 180px; padding-bottom: 28px; }
  .industry-grid { grid-template-columns: repeat(2, 1fr); }
  .partner-inner { grid-template-columns: 1fr; }
  .partner-leaf { display: none; }
  .footer-inner { flex-direction: column; }
}

@media (max-width: 640px) {
  .section { padding: 64px 0; }
  .hero { padding: 52px 0 64px; }
  .nav-links { display: none; }
  .form-row { grid-template-columns: 1fr; }
  .value-strip-inner { flex-direction: column; gap: 4px; }
  .value-divider { display: none; }
  .industry-grid { grid-template-columns: 1fr 1fr; }
  .footer-bottom { flex-direction: column; gap: 6px; }
}